Privacy Policy

Your Privacy is just as important to us as it is to you. The following are our guidelines to ensure customer privacy:

1. We will not sell or trade our customer data to outside entities.
   
   
2. We collect non-public personal information about our customers from the following sources:
1. Applications and other forms
2. Customer transactions with us, our affiliates, or others
3. Consumer credit agencies
   
   
3. We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.
   We reserve the right to disclose or report personal information in limited circumstances where we believe in good faith that disclosure is required under law, to cooperate with regulators or law enforcement authorities, to perform necessary credit checks or collect or report debts owed to us, to protect our rights or property, or to otherwise process or service your account or a transaction made at your request.
   
   
4. We only collect the customer information we need.
   We limit the collection of information about our customers to what we need to know to administer their accounts, to provide customer services, to offer new products and services, and to fulfill legal and regulatory requirements
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5. We protect the confidentiality of all personal data.
   We restrict access to customers. non-public personal information to those employees who need to know that information in order to provide products or services to our customers. We maintain physical, electronic and procedural safeguards to protect our customers. non-public personal information.
   
   
6. Sharing information with our affiliates.
   We may share information described above with our affiliates for business purposes, such as servicing customer accounts and informing customers about new products and services, and as permitted by applicable law. Our affiliates are companies controlled or owned by us, or companies controlling or under common control with our parent company and us.
   
   
7. Changes to our privacy statement.
   This policy statement is available on our Web site www.totaltek.ca, and will be updated to reflect any changes.

This Privacy Policy will not apply to your relationships with other financial service providers. Their privacy policies will govern how they collect, use and disclose personal information that you allow them to access.
This Privacy Policy was last updated on March 2, 2009